We require Cards Business Analyst.

Location: Chennai

NoticePeriod: Chennai

ISG

JD:

Required:

· Knowledgeable in payments domain

· Expert understanding of modern APIs development and documentation

o RESTful, Swagger

· Ability to consume large technical specifications and distil the salient points to inform engineering changes

· Experienced in designing and implementing Business Analysis artefacts

· Experienced in analysing and modelling business processes

· Experienced of specifying and shaping new software features

· Experienced of working with software development teams in an agile environment
Key accountabilities:

· Executing problem definition, requirements engineering, risk escalation, solution design, coordination of communication

· Planning, estimate tracking and progress reporting for own work and that of relevant team members.

· Collaboration with other solution designers and stakeholders as well as defining and managing effective stakeholder relationships.

· Supporting delivery teams with any complex issues or necessary mediation – in particular taking personal responsibility to answer questions that arise

· Ensuring that the deliverables are of the desired content, suitability and quality.

· Problem solving and investigation.
Note that the BA should have a deep understanding of acquiring, card scheme/card issuer, gateway domains. Within there, there are authorisation flows, settlement flows, 3DS flows, fraud checking flows, and then you get to product level like Account Funding etc.

The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.

• Cognizant is a global community with more than 300,000 associates around the world.
• We don’t just dream of a better way – we make it happen.
• We take care of our people, clients, company, communities and climate by doing what’s right.
• We foster an innovative environment where you can build the career path that’s right for you.

About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

Disclaimer: 
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.