About Cognizant Consulting

Cognizant Consulting is the consulting arm of Cognizant, comprising 6,000+ experts globally who help Fortune 500 clients reimagine their businesses. The practice blends industry insight, technology advisory, and transformation expertise to deliver innovative solutions across sectors such as Banking, Insurance, Healthcare, Life Sciences, Energy, Utilities, Retail.

About the Role

As a Liquidity Risk Business Analyst, you will play a critical role in enabling accurate liquidity risk reporting and regulatory compliance for leading financial institutions. You will collaborate with stakeholders, technology teams, and product owners to design and deliver solutions that support LCR and NSFR reporting under Basel regulations. This role requires strong domain expertise in Liquidity Risk management, our ability to communicate effectively and present complex concepts clearly will be essential for influencing stakeholders and delivering high-quality outcomes

Location: Chennai, Pune

Notice Period: Immediate to 90 days

Years of Experience: 4 to 14 Years

Job Description

•Liquidity Risk knowledge – hands on experience in LCR , NSFR

• Regulation: Basel
• IT BA experience
• Hands on SQL
• Agile project execution
• Good presentation and communication skills

Knowledge and Experience:
- Minimum Bachelor’s degree. Specialization in Business, Finance, Engineering, Math or Sciences is desirable.
- Experience in financial risk management , Liqudity risk , Liquidity risk reporting understanding netting / encumbrance logic , calculating liquidity ratio’s and worked on LCR and NSFR reporting

- Experience in identifying and assessing key business processes , understanding of data ingestion from FO especially in EOD c format
- Experience in Basel regulation
- Experience working in Agile projects, using Jira, creating user stories, and overall knowledge of the Agile Framework.
Skills and Competencies:
- Ability to quickly learn organizational structure, business strategies and processes
- Good knowledge of Capital Markets, Risk Management and reporting
- Should have sound understanding of financial instruments basics- loans , deposits , repos , seclending , equity
- Specific Domain skills : Finance & Risk Experience in Functional analysis on Liquidity reporting / reports like LCR and NSFR

- Intar day liquidity reporting understanding , cash flow management

- Lead discussions on detailed requirement phases identifying, tracking, escalating and/or resolving business systems issues
- Knowledgeable on business process modeling, process mapping
- Knowledge of IT delivery methodologies: Agile, Iterative Waterfall and Waterfall
- Write clear and well-structured business requirements documents, User stories if required.
- Advanced ability to resolve minor conflicts/issues using different tactics for prior to escalation
- Strong analytical and problem solving skills
- Strong written and verbal communication skills
Attributes:
- Business acumen
- Able to deal with ambiguity
- Analytical thinker, detailed-oriented with good problem solving skills
- Results oriented
- Organized with strong time management skills
- Ability to work independently

If you are interested, please share your updated resume with AthiAravinthkumar.Selvappandi@cognizant.com.

Subject Line: Liquidity Risk Business Analyst, BFS Consulting

The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.

• Cognizant is a global community with more than 300,000 associates around the world.
• We don’t just dream of a better way – we make it happen.
• We take care of our people, clients, company, communities and climate by doing what’s right.
• We foster an innovative environment where you can build the career path that’s right for you.

About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com

Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.

Disclaimer: 
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.