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Principal Software Engineer

30+ days ago 2026/05/07
Other Business Support Services
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Job description

Our Purpose


Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.


Title and Summary


Principal Software EngineerJob Description Summary
MasterCard is a technology company in the global payments business. We connect consumers, financial institutions, merchants, governments and businesses worldwide and enable them to use secure and convenient electronic forms of payment.Join the industry’s most passionate, motivated & engaged global team - Our employees are encouraged to drive innovation every day in support of a more connected world – A World Beyond Cash.The chosen candidate for this position will be the Lead Software Engineer and Architect in a strong software engineering team and responsible for delivery of high quality software solutions using agile methodology.OverviewThe Settlement team develops and supports applications that provide exceptional settlement systems and processes to our customers.The chosen candidate for this position will be a strong technical lead and architect of the software engineering team that develop and delivery of Settlement software solutions. The Settlement system is now on an evolution to new technology to SOA architecture. This position would be a key contributor for executing on this evolution. Are you a leader, influencer and innovator?Do you want to be part of an agile software development, collaborative environment?Are you motivated to be a part of driving a world beyond cash?Do you love to solve problems and find creative solutions?RoleSuccessfully lead major projects and complex assignments with broad scope and long-term business implications. Create solutions with high level of innovation, cost effectiveness, high quality and faster time to market. Lead day to day system development and maintenance activities of the team to meet service level agreements (SLAs). Collaborate with business and technical partners to identify and scope the opportunities, outline potential value and ROI, identify risks, benefits and constraints. Contribute to the overall strategy and manage complex issues within functional area of expertise.Develop overall strategic technical plan and create architecture proposals based on identified solution gaps. As recognized subject matter expert, lead planning, design and implementation of technical solutions. Create solution definition and solution architecture. Assist Management in Business Case Development and Scenario Planning leading to an effective decision making process. Make presentations to the Management, Business Owners and other Stakeholders.Assist in examining commercially available and forthcoming industry technologies related to area of expertise. Research on current and upcoming technologies and application appropriate frameworks and provide recommendations to Management. Perform PoCs (Proof of Concept) and help Department in the selection of Technology. Proactively create and maintain solution and technology road maps.Partner with Project Managers in implementation of processes per the evolving needs of the team and the solutions. Mentor and guide other team members during all phases of the SDLC.Lead and guide team through all phases of the SDLC of an application. Successfully lead production incident and problem management, identification of root cause and remediation of the problems. Mentor, coach and assist project team members. Provide Brownbag sessions on new and upcoming technologies, methodologies and frameworks. Provide technical training to the team. Assist with selection of technical resources for the projects.All About YouBachelor's degree in Computer Science or Engineering or equivalent experience.Ability to design and architect complex IT systems.Ability to provide technical leadership to the team.Advanced knowledge and understanding of Software Engineering Concepts and Agile Methodologies is required.Demonstrate MC Core Competencies.Comprehensive experience with the following: Java, Web Service Design and Development, SOAAbility to be high-energy, detail-oriented, proactive and able to function under pressure in an independent environment along with a high degree of initiative and self-motivation to drive results.Strong communication skills -- both verbal and written – and strong relationship, collaboration skills and organizational skills.Ability to quickly learn and implement new technologies, frameworks and tools and support multiple concurrent activities and to interface with external / internal resources, working as a member of a matrix based diverse and geographically distributed project team.

Corporate Security Responsibility



All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:


  • Abide by Mastercard’s security policies and practices;


  • Ensure the confidentiality and integrity of the information being accessed;


  • Report any suspected information security violation or breach, and


  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.





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